Disclaimer

Last Updated: October 2026

The information provided on the Virtual Professionals website is for general information purposes and should not be regarded as financial, legal, tax, accounting, investment or other regulated professional advice.

Virtual Professionals provides commercial support, including Business Growth Consulting and assistance with identifying and facilitating access to potential commercial funding solutions.

Business Growth Consulting

Business Growth Consulting provided by Virtual Professionals is intended to assist established businesses in reviewing their current position, identifying potential opportunities, considering growth options and developing practical actions and priorities.

Any research, observations, suggestions, strategies or recommendations provided by Virtual Professionals are based on the information available at the relevant time and the circumstances of the particular engagement.

Business conditions, markets, competitors, customer behaviour, economic circumstances and other factors can change. Accordingly, no representation or guarantee is made that any particular business opportunity, strategy, action or recommendation will produce a specific commercial, financial or other result.

Business owners and decision-makers remain responsible for their own business decisions and for determining whether any proposed action is appropriate for their organisation.

Commercial Funding

Virtual Professionals assists established businesses in identifying and facilitating access to potential commercial funding solutions.

Virtual Professionals is not a lender and does not make funding approval or credit decisions.

All funding applications are subject to the independent assessment, eligibility criteria, credit processes, terms and final approval of the relevant funding provider.

The identification of a potential funding solution or provider does not constitute an offer, approval or guarantee of funding.

Virtual Professionals does not guarantee:

• that a funding application will be approved;

• that a particular funding amount will be available;

• the interest rate, fee, repayment period or other commercial terms that may be offered;

• the time required for a funding provider to assess or approve an application; or

• that any particular funding provider will accept an application.

Funding products, eligibility requirements, pricing, terms and availability may change without notice.

Any funding offer or agreement is between the applicant and the relevant funding provider and should be carefully reviewed before acceptance.

Information Supplied by Clients

Virtual Professionals relies on information and documentation supplied by clients, prospective clients, their representatives, accountants, advisers and other relevant parties.

Clients are responsible for ensuring that information and documentation supplied to Virtual Professionals or submitted in connection with a funding application or consulting engagement is accurate, complete and current.

Virtual Professionals is not responsible for consequences arising from inaccurate, incomplete, outdated or misleading information supplied by another party.

Accountants and Professional Advisers

Virtual Professionals does not replace a client's accountant, attorney, tax adviser, financial adviser or other appointed professional adviser.

Where appropriate, we may work alongside a client's existing professional advisers.

Clients should obtain appropriate independent professional advice where a matter requires accounting, tax, legal, investment, regulatory or other specialist advice outside the scope of Virtual Professionals' engagement.

Third-Party Providers and Partners

Virtual Professionals may introduce, communicate with or facilitate engagement with independent funding providers, professional advisers, service providers or other business partners.

These parties operate independently from Virtual Professionals unless expressly stated otherwise.

Virtual Professionals is not responsible for the acts, omissions, decisions, services, products, representations, terms or performance of independent third parties.

The inclusion or identification of a third party does not constitute a guarantee or endorsement of that party's services or suitability for every client.

Website Information

Virtual Professionals makes reasonable efforts to provide useful and current information on this website. However, information may become outdated or may contain errors or omissions.

Website content should not be relied upon as the sole basis for making significant business, financial, legal or investment decisions.

Information about services, markets, funding solutions, providers or other commercial matters may be changed, updated or withdrawn without notice.

External Links

This website may contain links to third-party websites for convenience or additional information.

Virtual Professionals does not control third-party websites and accepts no responsibility for their content, availability, security, accuracy or privacy practices.

Accessing an external website is at the user's own discretion and subject to that website's applicable terms and policies.

Limitation of Liability

To the extent permitted by applicable law, Virtual Professionals will not be liable for losses or damages arising solely from reliance on general information published on this website or from decisions made without obtaining advice appropriate to the user's particular circumstances.

Nothing in this Disclaimer is intended to exclude or limit any liability that cannot lawfully be excluded or limited under applicable South African law.

No Professional Engagement Through Website Use

Visiting this website, submitting a general enquiry or accessing information published on the website does not, by itself, create a consulting, funding, advisory, agency or other professional relationship with Virtual Professionals.

Any professional engagement will be subject to the applicable arrangements, scope, terms and acceptance agreed for that engagement.

Changes to This Disclaimer

Virtual Professionals may amend this Disclaimer from time to time to reflect changes to our services, business practices or applicable requirements.

The latest version published on this website will apply from the date indicated above.

Contact

Questions regarding this Disclaimer or the services provided by Virtual Professionals may be submitted through the Contact page on our website.

Virtual Professionals
South Africa | Africa | Selected International Markets