Terms of Use

Last Updated: October 2026

Welcome to the Virtual Professionals website.

These Terms of Use govern your access to and use of this website. By accessing or using this website, you acknowledge and agree to these Terms of Use.

If you do not agree with these Terms, you should discontinue use of the website.

1. About Virtual Professionals

Virtual Professionals provides commercial support to established businesses, including Business Growth Consulting and assistance with identifying and facilitating access to potential commercial funding solutions.

Virtual Professionals serves businesses in South Africa, across Africa and in selected international markets.

Information provided on this website is intended to explain our services and provide general business and commercial information.

2. Use of This Website

You may use this website for lawful business and informational purposes.

You may not:

• use the website for any unlawful, fraudulent or harmful purpose;

• attempt to gain unauthorised access to the website, its systems or information;

• introduce malicious software, viruses or other harmful material;

• interfere with the operation or security of the website;

• misrepresent your identity, authority or relationship with another person or organisation; or

• use website content in a manner that infringes the rights of Virtual Professionals or any third party.

3. Website Information

Virtual Professionals takes reasonable care in preparing and maintaining information published on this website.

However, business conditions, markets, legislation, funding products, provider requirements and other commercial information may change.

We therefore do not warrant that all website information will at all times be complete, current, error-free or suitable for a particular business or purpose.

Website information is general in nature and should be read together with our Disclaimer.

4. Business Growth Consulting

Information relating to Business Growth Consulting on this website describes the nature and general scope of services that may be available.

Actual consulting services, deliverables, responsibilities, timeframes and fees will depend on the individual engagement and any arrangements agreed between Virtual Professionals and the client.

Nothing published on this website constitutes a guarantee of increased revenue, profitability, business growth or any other particular commercial outcome.

5. Commercial Funding

Virtual Professionals assists established businesses in identifying and facilitating access to potential commercial funding solutions.

Virtual Professionals is not a lender and does not make funding approval or credit decisions.

All applications are subject to the requirements, assessment, terms and approval of the relevant independent funding provider.

Information about funding solutions or providers appearing on this website does not constitute a funding offer, approval, quotation or guarantee.

Further information concerning Commercial Funding is contained in our Disclaimer.

6. Website Enquiries

Users may submit enquiries through the contact facilities provided on this website.

Submitting an enquiry does not oblige Virtual Professionals to accept an engagement, submit a funding application, obtain funding or provide any particular service.

Virtual Professionals may request additional information before determining whether and how we can assist.

Where you submit an enquiry or information on behalf of another person, business or client, you confirm that you have appropriate authority to provide that information and to make the enquiry.

7. No Professional Relationship Created by Website Use

Accessing this website, reading its content or submitting a general enquiry does not, by itself, create a consulting, funding, advisory, agency, fiduciary or other professional relationship between you and Virtual Professionals.

A professional engagement arises only where the relevant service and arrangements have been accepted or agreed.

8. Intellectual Property

Unless otherwise indicated, the content of this website, including its written content, service descriptions, branding, graphics, layouts, business materials and other original content, is owned by or lawfully used by Virtual Professionals and is protected by applicable intellectual property laws.

You may view and use website content for your own legitimate informational and business purposes.

You may not reproduce, republish, distribute, sell, commercially exploit, substantially copy or represent Virtual Professionals' content as your own without prior permission, except where permitted by law.

Third-party names, trademarks and other intellectual property remain the property of their respective owners.

9. Third-Party Websites and Services

This website may contain references or links to independent funding providers, business partners, professional organisations, service providers, social media platforms or other third parties.

Virtual Professionals does not control independent third parties or their websites.

A link, reference or introduction does not mean that Virtual Professionals guarantees the products, services, conduct or performance of that third party.

Users should review the applicable terms, privacy policies and other conditions of third-party websites and services.

10. Privacy and Personal Information

Personal information submitted through this website or otherwise provided to Virtual Professionals will be handled in accordance with our Privacy Policy and applicable South African data protection requirements.

By submitting information, you acknowledge that it may be processed for purposes reasonably connected with your enquiry or engagement, as further explained in our Privacy Policy.

11. Disclaimer and Limitation of Liability

Use of this website and reliance on general website information is subject to our Disclaimer, which forms part of these Terms of Use.

To the extent permitted by applicable law, Virtual Professionals will not be liable for losses or damages arising solely from reliance on general website information or from the use or inability to use this website.

Nothing in these Terms is intended to exclude or restrict any right or liability that cannot lawfully be excluded or restricted.

12. Availability of the Website

Virtual Professionals does not guarantee that the website will always be available, uninterrupted or free from technical errors.

We may modify, suspend, withdraw or restrict any part of the website where reasonably necessary and may update website content without prior notice.

13. Changes to Services

The services, processes and commercial solutions described on this website may change as Virtual Professionals develops its business, provider relationships and service offering.

Publication of a service or potential solution on the website does not create an obligation to provide that service in every circumstance.

14. Changes to These Terms

Virtual Professionals may update these Terms of Use from time to time to reflect changes to our website, services, business practices or applicable requirements.

The latest version published on this website will apply from the date indicated above.

15. Governing Law

These Terms of Use and the use of this website are governed by the laws of the Republic of South Africa.

Any dispute relating to the use of this website will be subject to the applicable laws and jurisdiction of South Africa, subject to any rights or remedies that cannot lawfully be excluded.

16. Severability

If any provision of these Terms of Use is found to be invalid or unenforceable, the remaining provisions will continue to apply to the extent permitted by law.

17. Contact

Questions regarding these Terms of Use or the services provided by Virtual Professionals may be submitted through the Contact page on our website.

Virtual Professionals
South Africa | Africa | Selected International Markets